Headquartered in Garnett, Kansas, Goppert State Service Bank is a state-chartered bank with $345.3M in total assets and $311.6M in deposits as of Q2 2026. It operates 9 offices. Its charter dates back to 1899.
Goppert State Service Bank has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 14% of its 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 170th. Earnings contributes the most (79/100, 1.48%); loan quality contributes the least (42/100, 1.74%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 12 points (45 → 57), mostly because the loan quality component improved by 24 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 43 |
| Q3 2024 | 40 |
| Q4 2024 | 42 |
| Q1 2025 | 45 |
| Q2 2025 | 45 |
| Q3 2025 | 45 |
| Q4 2025 | 52 |
| Q1 2026 | 56 |
| Q2 2026 | 57 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.37% |
| Q3 2024 | 9.24% |
| Q4 2024 | 9.12% |
| Q1 2025 | 9.15% |
| Q2 2025 | 9.06% |
| Q3 2025 | 9.33% |
| Q4 2025 | 9.48% |
| Q1 2026 | 9.40% |
| Q2 2026 | 9.28% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.89% |
| Q3 2024 | 3.30% |
| Q4 2024 | 2.61% |
| Q1 2025 | 2.59% |
| Q2 2025 | 2.46% |
| Q3 2025 | 2.57% |
| Q4 2025 | 1.99% |
| Q1 2026 | 1.84% |
| Q2 2026 | 1.74% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.38% |
| Q3 2024 | 1.18% |
| Q4 2024 | 1.06% |
| Q1 2025 | 1.21% |
| Q2 2025 | 1.13% |
| Q3 2025 | 1.14% |
| Q4 2025 | 1.20% |
| Q1 2026 | 1.50% |
| Q2 2026 | 1.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 57 | $345.3M | 9.28% | 1.74% | 1.48% | 82.7% |
| Q1 2026 | 56 | $342.7M | 9.40% | 1.84% | 1.50% | 84.1% |
| Q4 2025 | 52 | $324.3M | 9.48% | 1.99% | 1.20% | 88.1% |
| Q3 2025 | 45 | $309.1M | 9.33% | 2.57% | 1.14% | 92.4% |
| Q2 2025 | 45 | $315.8M | 9.06% | 2.46% | 1.13% | 87.1% |
| Q1 2025 | 45 | $310.0M | 9.15% | 2.59% | 1.21% | 86.2% |
| Q4 2024 | 42 | $302.7M | 9.12% | 2.61% | 1.06% | 87.9% |
| Q3 2024 | 40 | $292.6M | 9.24% | 3.30% | 1.18% | 91.9% |
| Q2 2024 | 43 | $282.7M | 9.37% | 2.89% | 1.38% | 93.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Kaw Valley BankBank Topeka, KS | 80 out of 100, Strong | $339.5M | 11.9% | 0.00% | vs |
| The Citizens State BankBank Gridley, KS | 81 out of 100, Strong | $336.2M | 12.1% | 0.58% | vs |
| Stryv BankBank Wichita, KS | 62 out of 100, Moderate | $333.3M | 8.9% | 0.00% | vs |
| Heritage BankBank Topeka, KS | 64 out of 100, Moderate | $324.9M | 9.9% | 1.28% | vs |
| KCB BankBank Lakin, KS | 73 out of 100, Strong | $322.3M | 12.6% | 1.15% | vs |
| First National Bank and TrustBank Phillipsburg, KS | 72 out of 100, Strong | $322.2M | 14.7% | 1.87% | vs |
Deposit insurance
Is my money safe at Goppert State Service Bank?
Yes. Goppert State Service Bank is an FDIC-insured institution (FDIC certificate #17317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.5% of deposits ($67.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.28%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
9 locations
Branches
Goppert State Service Bank lists 9 offices in 8 cities. Most locations:
- Garnett, KS (2)
- Colony, KS (1)
- Girard, KS (1)
- Hepler, KS (1)
- Ottawa, KS (1)
- Pomona, KS (1)
- St. Paul, KS (1)
- Walnut, KS (1)
Identity & history
Profile
- Legal name
- Goppert State Service Bank
- Former names
- Garnett State Savings Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17317
- RSSD ID
- 850456
- Primary regulator
- FDIC
- Holding company
- Goppert Financial Corp
- Established
- July 11, 1899
- Headquarters
- 106 E 5th Ave, Garnett, KS 66032
- Website
- www.gssb.us.com
- Employees
- 60
Quick answers
Goppert State Service Bank: common questions
Is Goppert State Service Bank FDIC insured?
Yes. Goppert State Service Bank is an FDIC-insured institution (FDIC certificate #17317). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Goppert State Service Bank's TellerScore?
57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Goppert State Service Bank ever failed?
There is no failure record for FDIC certificate #17317 in the FDIC failed bank list.
How many branches does Goppert State Service Bank have?
9 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Garnett
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of GreeleyBank Greeley, KS | 86 out of 100, Very strong | $54.4M | 12.3% | 0.31% | vs |
| Security Bank of Kansas CityBank Kansas City, KS | 85 out of 100, Very strong | $3.9B | 12.8% | 0.03% | vs |
| The Farmers State Bank of Aliceville, KansasBank Westphalia, KS | 82 out of 100, Strong | $179.6M | 19.2% | 1.05% | vs |
| The Citizens State BankBank Gridley, KS | 81 out of 100, Strong | $336.2M | 12.1% | 0.58% | vs |
| Patriots BankBank Garnett, KS | 77 out of 100, Strong | $268.8M | 9.2% | 0.00% | vs |
| The Farmers State Bank of Blue MoundBank Blue Mound, KS | 76 out of 100, Strong | $57.6M | 11.6% | 0.20% | vs |