Side-by-side · Q2 2026 data
Governmental Employees Credit Union vs Tomah Area Credit Union
Credit union
Governmental Employees Credit Union
La Crosse, Wisconsin · $100 million – $1 billion
Metric by metric
| Measure | Governmental Employees Credit Union | Tomah Area Credit Union |
|---|---|---|
| TellerScore | 60 | 83 (stronger) |
| Capital cushion | 44 | 74 (stronger) |
| Loan quality | 76 | 84 (stronger) |
| Earnings | 47 | 75 (stronger) |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 21st | 83rd |
| Total assets | $121.8M | $125.9M |
| Deposits / shares | $109.2M | $108.4M |
| Capital ratio | 9.40% | 12.45% (stronger) |
| Problem loans | 0.71% | 0.49% (stronger) |
| Net charge-offs | 0.42% | 0.01% (stronger) |
| Return on assets | 0.67% | 1.36% (stronger) |
| Loans ÷ deposits | 93.9% | 55.8% (stronger) |
| Uninsured deposits | 4.9% (stronger) | 6.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Tomah Area Credit Union has the higher TellerScore (83 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Governmental Employees Credit Union leads on 1 and Tomah Area Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.