Side-by-side · Q2 2026 data
Granco Federal Credit Union vs Horizon Credit Union
Metric by metric
| Measure | Granco Federal Credit Union | Horizon Credit Union |
|---|---|---|
| TellerScore | 59 | 75 (stronger) |
| Capital cushion | 70 | 81 (stronger) |
| Loan quality | 24 | 91 (stronger) |
| Earnings | 44 | 46 (stronger) |
| Funding & liquidity | 99 (stronger) | 61 |
| Problem-loan coverage | 80 | 95 (stronger) |
| Peer percentile | 20th | 75th |
| Total assets | $99.0M | $2.0B |
| Deposits / shares | $87.4M | $1.6B |
| Capital ratio | 11.95% | 13.08% (stronger) |
| Problem loans | 2.28% | 0.27% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.48% |
| Return on assets | 0.59% | 0.64% (stronger) |
| Loans ÷ deposits | 60.8% (stronger) | 98.9% |
| Uninsured deposits | 4.3% (stronger) | 8.1% |
| Offices | 2 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Credit Union has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Granco Federal Credit Union leads on 3 and Horizon Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ephrata, WA
- Moses Lake, WA