Side-by-side · Q2 2026 data
Granco Federal Credit Union vs Spokane Firefighters Credit Union
Credit union
Spokane Firefighters Credit Union
Spokane, Washington · Under $100 million in assets
Metric by metric
| Measure | Granco Federal Credit Union | Spokane Firefighters Credit Union |
|---|---|---|
| TellerScore | 59 | 87 (stronger) |
| Capital cushion | 70 | 95 (stronger) |
| Loan quality | 24 | 95 (stronger) |
| Earnings | 44 | 55 (stronger) |
| Funding & liquidity | 99 (stronger) | 94 |
| Problem-loan coverage | 80 | 99 (stronger) |
| Peer percentile | 20th | 83rd |
| Total assets | $99.0M | $86.4M |
| Deposits / shares | $87.4M | $73.2M |
| Capital ratio | 11.95% | 14.51% (stronger) |
| Problem loans | 2.28% | 0.15% (stronger) |
| Net charge-offs | 0.32% | 0.05% (stronger) |
| Return on assets | 0.59% | 0.86% (stronger) |
| Loans ÷ deposits | 60.8% (stronger) | 66.7% |
| Uninsured deposits | 4.3% (stronger) | 5.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Spokane Firefighters Credit Union has the higher TellerScore (87 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Granco Federal Credit Union leads on 2 and Spokane Firefighters Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.