Side-by-side · Q2 2026 data
Granco Federal Credit Union vs Waterfront Federal Credit Union
Metric by metric
| Measure | Granco Federal Credit Union | Waterfront Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 73 (stronger) |
| Capital cushion | 70 | 85 (stronger) |
| Loan quality | 24 | 69 (stronger) |
| Earnings | 44 (stronger) | 33 |
| Funding & liquidity | 99 (stronger) | 98 |
| Problem-loan coverage | 80 | 92 (stronger) |
| Peer percentile | 20th | 47th |
| Total assets | $99.0M | $93.2M |
| Deposits / shares | $87.4M | $81.7M |
| Capital ratio | 11.95% | 13.49% (stronger) |
| Problem loans | 2.28% | 0.94% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.53% |
| Return on assets | 0.59% (stronger) | 0.33% |
| Loans ÷ deposits | 60.8% (stronger) | 62.6% |
| Uninsured deposits | 4.3% (stronger) | 6.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Waterfront Federal Credit Union has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Granco Federal Credit Union leads on 4 and Waterfront Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.