Side-by-side · Q2 2026 data
Grand Heritage Federal Credit Union vs Generations Federal Credit Union
Credit union
Grand Heritage Federal Credit Union
Laporte, Indiana · Under $100 million in assets
Credit union
Generations Federal Credit Union
LA Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Grand Heritage Federal Credit Union | Generations Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 88 (stronger) |
| Capital cushion | 44 | 94 (stronger) |
| Loan quality | 93 (stronger) | 80 |
| Earnings | 28 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 34th | 85th |
| Total assets | $21.5M | $12.2M |
| Deposits / shares | $19.5M | $10.4M |
| Capital ratio | 9.43% | 14.37% (stronger) |
| Problem loans | 0.22% (stronger) | 0.59% |
| Net charge-offs | 0.37% | -0.02% (stronger) |
| Return on assets | 0.19% | 1.47% (stronger) |
| Loans ÷ deposits | 47.0% (stronger) | 65.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Generations Federal Credit Union has the higher TellerScore (88 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Grand Heritage Federal Credit Union leads on 2 and Generations Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.