Side-by-side · Q2 2026 data
Grand Heritage Federal Credit Union vs Martin County Cooperative
Credit union
Grand Heritage Federal Credit Union
Laporte, Indiana · Under $100 million in assets
Metric by metric
| Measure | Grand Heritage Federal Credit Union | Martin County Cooperative |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 93 (stronger) | 9 |
| Earnings | 28 | 89 (stronger) |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 98 (stronger) | 73 |
| Peer percentile | 34th | 34th |
| Total assets | $21.5M | $24.6M |
| Deposits / shares | $19.5M | $20.5M |
| Capital ratio | 9.43% | 16.62% (stronger) |
| Problem loans | 0.22% (stronger) | 2.74% |
| Net charge-offs | 0.37% | 0.05% (stronger) |
| Return on assets | 0.19% | 1.71% (stronger) |
| Loans ÷ deposits | 47.0% (stronger) | 98.5% |
| Uninsured deposits | 0.0% (stronger) | 8.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Grand Heritage Federal Credit Union leads on 3 and Martin County Cooperative on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.