TellerScore

Headquartered in Loogootee, Indiana, Martin County Cooperative is a federally insured state-chartered credit union with $24.6M in total assets and $20.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1948.

Based on its Q2 2026 filing, Martin County Cooperative scores 67/100, which we describe as moderate. That is higher than only 34% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 80th. Its strongest component is capital cushion (100/100; 16.62%), and its lowest is loan quality (9/100; 2.74%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.62%
Loan quality9/100
Loans 60+ days delinquent ÷ total loans: 2.74%
Earnings89/100
Return on assets (annualized): 1.71%
Funding & liquidity62/100
Loans ÷ shares: 98.5% · 8.0% uninsured
Problem-loan coverage73/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 13.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (74 → 67), mostly because the loan quality component weakened by 20 points.

TellerScore
677582Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202482
Q4 202479
Q1 202582
Q2 202574
Q3 202574
Q4 202574
Q1 202680
Q2 202667
Net worth ratio
7.00%11.81%16.62%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.63%
Q3 202415.02%
Q4 202415.96%
Q1 202516.05%
Q2 202515.87%
Q3 202515.37%
Q4 202515.53%
Q1 202616.21%
Q2 202616.62%
Delinquent loans (60+ days)
1.36%2.05%2.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.71%
Q3 20241.38%
Q4 20241.65%
Q1 20251.36%
Q2 20252.13%
Q3 20252.01%
Q4 20251.96%
Q1 20261.38%
Q2 20262.74%
Return on assets
1.64%1.98%2.32%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.89%
Q3 20242.00%
Q4 20242.08%
Q1 20252.32%
Q2 20251.82%
Q3 20251.68%
Q4 20251.64%
Q1 20261.78%
Q2 20261.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$24.6M16.62%2.74%1.71%98.5%
Q1 202680$24.6M16.21%1.38%1.78%96.8%
Q4 202574$25.0M15.53%1.96%1.64%93.5%
Q3 202574$24.6M15.37%2.01%1.68%90.9%
Q2 202574$23.2M15.87%2.13%1.82%93.3%
Q1 202582$22.4M16.05%1.36%2.32%95.6%
Q4 202479$21.7M15.96%1.65%2.08%99.1%
Q3 202482$22.3M15.02%1.38%2.00%94.6%
Q2 202478$22.1M14.63%1.71%1.89%89.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.62%
63rd
Problem loans2.74%
14th
Net charge-offs0.05%
62nd
Return on assets1.71%
90th
Loans to deposits98.5%
4th
Uninsured deposits8.0%
10th
Loan-loss reserves0.00%
37th
Texas ratio13.5%
9th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Weatherhead C C Federal Credit UnionCredit union Columbia City, IN88 out of 100, Very strong$25.0M13.7%0.95%vs
Fortress Federal Credit UnionCredit union Marion, IN88 out of 100, Very strong$22.3M17.6%0.08%vs
Grand Heritage Federal Credit UnionCredit union Laporte, IN67 out of 100, Moderate$21.5M9.4%0.22%vs
Community Spirit Credit UnionCredit union Lawrenceburg, IN55 out of 100, Moderate$21.5M10.4%2.03%vs
Lakes Federal Credit UnionCredit union Monticello, IN83 out of 100, Strong$28.0M15.2%0.92%vs
Diversified General Federal Credit UnionCredit union Logansport, IN64 out of 100, Moderate$20.9M8.2%0.23%vs

Deposit insurance

Is my money safe at Martin County Cooperative?

Yes. Martin County Cooperative is a federally insured credit union (NCUA charter #67762). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.0% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.62%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Martin County Cooperative lists 1 office in 1 city. Most locations:

  • Loogootee, IN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Martin County Cooperative
Type
Federally insured state-chartered credit union
NCUA charter #
67762
RSSD ID
264594
Primary regulator
State + NCUA
Established
1948
Headquarters
201 Mill St, Loogootee, IN 47553
Employees
4

Quick answers

Martin County Cooperative: common questions

Is Martin County Cooperative NCUA insured?

Yes. Martin County Cooperative is a federally insured credit union (NCUA charter #67762). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Martin County Cooperative's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Martin County Cooperative have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Loogootee

InstitutionScoreAssetsCapitalProblem loansCompare
Freedom BankBank Huntingburg, IN82 out of 100, Strong$585.7M12.6%0.23%vs
Springs Valley Bank & Trust CompanyBank French Lick, IN81 out of 100, Strong$675.3M12.5%0.14%vs
Origins Credit UnionCredit union Indianapolis, IN79 out of 100, Strong$43.7M16.3%0.25%vs
German American BankBank Jasper, IN75 out of 100, Strong$8.4B11.2%0.45%vs
Dubois-Pike Federal Credit UnionCredit union Jasper, IN72 out of 100, Strong$48.9M10.2%0.34%vs
Crane Credit UnionCredit union Odon, IN69 out of 100, Moderate$1.2B12.8%1.69%vs