Side-by-side · Q2 2026 data
Grand Marais State Bank vs Lakeview Bank
Metric by metric
| Measure | Grand Marais State Bank | Lakeview Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 58 |
| Capital cushion | 34 | 39 (stronger) |
| Loan quality | 97 (stronger) | 67 |
| Earnings | 88 (stronger) | 65 |
| Funding & liquidity | 87 (stronger) | 51 |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 61st | 16th |
| Total assets | $207.2M | $218.3M |
| Deposits / shares | $189.6M | $195.8M |
| Capital ratio | 8.40% | 8.91% (stronger) |
| Problem loans | 0.10% (stronger) | 1.00% |
| Net charge-offs | 0.02% (stronger) | 0.50% |
| Return on assets | 1.71% (stronger) | 1.12% |
| Loans ÷ deposits | 68.4% (stronger) | 76.1% |
| Uninsured deposits | 19.3% (stronger) | 44.8% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.9% |
Grand Marais State Bank has the higher TellerScore (75 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Grand Marais State Bank leads on 6 and Lakeview Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.