Side-by-side · Q2 2026 data
Grand Missouri Bank vs Bank of Monticello
Metric by metric
| Measure | Grand Missouri Bank | Bank of Monticello |
|---|---|---|
| TellerScore | 81 (stronger) | 66 |
| Capital cushion | 87 (stronger) | 69 |
| Loan quality | 93 (stronger) | 23 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 64 | 82 (stronger) |
| Problem-loan coverage | 98 (stronger) | 73 |
| Peer percentile | 80th | 31st |
| Total assets | $151.1M | $159.0M |
| Deposits / shares | $127.0M | $140.4M |
| Capital ratio | 13.72% (stronger) | 11.95% |
| Problem loans | 0.22% (stronger) | 2.32% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.01% | 2.21% (stronger) |
| Loans ÷ deposits | 96.0% | 72.2% (stronger) |
| Uninsured deposits | 8.6% (stronger) | 20.3% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Grand Missouri Bank has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Grand Missouri Bank leads on 4 and Bank of Monticello on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.