Headquartered in Bolivar, Missouri, Grand Missouri Bank is a state-chartered bank with $151.1M in total assets and $127.0M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1910.
Grand Missouri Bank has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 42nd. Problem-loan coverage contributes the most (98/100, 1.2%); earnings contributes the least (61/100, 1.01%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 13 points (68 → 81), mostly because the earnings component improved by 61 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 79 |
| Q4 2024 | 78 |
| Q1 2025 | 82 |
| Q2 2025 | 68 |
| Q3 2025 | 71 |
| Q4 2025 | 71 |
| Q1 2026 | 81 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.83% |
| Q3 2024 | 16.37% |
| Q4 2024 | 15.94% |
| Q1 2025 | 15.47% |
| Q2 2025 | 13.50% |
| Q3 2025 | 14.27% |
| Q4 2025 | 13.98% |
| Q1 2026 | 14.12% |
| Q2 2026 | 13.72% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.04% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.17% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.26% |
| Q1 2026 | 0.23% |
| Q2 2026 | 0.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.22% |
| Q1 2025 | 0.67% |
| Q2 2025 | -1.21% |
| Q3 2025 | -0.45% |
| Q4 2025 | -0.16% |
| Q1 2026 | 1.00% |
| Q2 2026 | 1.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $151.1M | 13.72% | 0.22% | 1.01% | 96.0% |
| Q1 2026 | 81 | $139.5M | 14.12% | 0.23% | 1.00% | 98.8% |
| Q4 2025 | 71 | $135.1M | 13.98% | 0.26% | -0.16% | 99.9% |
| Q3 2025 | 71 | $132.3M | 14.27% | 0.13% | -0.45% | 99.0% |
| Q2 2025 | 68 | $126.0M | 13.50% | 0.17% | -1.21% | 98.7% |
| Q1 2025 | 82 | $127.4M | 15.47% | 0.17% | 0.67% | 98.3% |
| Q4 2024 | 78 | $124.4M | 15.94% | 0.18% | 0.22% | 98.4% |
| Q3 2024 | 79 | $117.7M | 16.37% | 0.00% | 0.16% | 100.5% |
| Q2 2024 | 79 | $111.5M | 16.83% | 0.04% | 0.11% | 98.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Peoples Bank of Wyaconda, MissouriBank Kahoka, MO | 78 out of 100, Strong | $148.5M | 10.6% | 0.02% | vs |
| Peoples Bank Co.Bank Altenburg, MO | 67 out of 100, Moderate | $147.7M | 8.4% | 0.06% | vs |
| First Independent BankBank Aurora, MO | 74 out of 100, Strong | $147.6M | 11.6% | 1.00% | vs |
| Security Bank of the OzarksBank Eminence, MO | 63 out of 100, Moderate | $155.1M | 7.6% | 0.56% | vs |
| Bank of SalemBank Salem, MO | 65 out of 100, Moderate | $147.0M | 9.5% | 0.71% | vs |
| Security Bank of Southwest MissouriBank Cassville, MO | 68 out of 100, Moderate | $146.8M | 12.7% | 2.18% | vs |
Deposit insurance
Is my money safe at Grand Missouri Bank?
Yes. Grand Missouri Bank is an FDIC-insured institution (FDIC certificate #11003). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 8.6% of deposits ($10.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.72%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Grand Missouri Bank lists 3 offices in 3 cities. Most locations:
- Bolivar, MO (1)
- Pittsburg, MO (1)
- Wheatland, MO (1)
HMDA 2025
Mortgage lending
In 2025, Grand Missouri Bank reported 89 home-loan applications under HMDA (LEI 2549002V3ASSGQWSEF62): 72 originated ($11,820,000 total), 10 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Grand Missouri Bank
- Former names
- Farmers State Bank, S/B; Limebank; Farmers State Bank of Schell City
- Type
- State-chartered bank
- FDIC certificate #
- 11003
- RSSD ID
- 365950
- Primary regulator
- FDIC
- Holding company
- Stark Bancshares Inc
- Established
- November 24, 1910
- Headquarters
- 1630 Killingsworth Ave, Bolivar, MO 65613
- Website
- www.grandmissouri.bank
- Employees
- 31
Quick answers
Grand Missouri Bank: common questions
Is Grand Missouri Bank FDIC insured?
Yes. Grand Missouri Bank is an FDIC-insured institution (FDIC certificate #11003). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Grand Missouri Bank's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Grand Missouri Bank ever failed?
There is no failure record for FDIC certificate #11003 in the FDIC failed bank list.
How many branches does Grand Missouri Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Bolivar
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mid-Missouri BankBank Springfield, MO | 80 out of 100, Strong | $946.7M | 10.8% | 0.07% | vs |
| Commerce BankBank Kansas City, MO | 76 out of 100, Strong | $35.0B | 11.4% | 0.17% | vs |
| Great Southern BankBank Reeds Spring, MO | 73 out of 100, Strong | $5.5B | 11.3% | 0.02% | vs |
| Oakstar BankBank Springfield, MO | 69 out of 100, Moderate | $3.3B | 9.8% | 0.48% | vs |
| The Central Trust BankBank Jefferson City, MO | 69 out of 100, Moderate | $20.3B | 7.9% | 0.49% | vs |
| Omb BankBank Springfield, MO | 62 out of 100, Moderate | $2.4B | 9.2% | 0.83% | vs |