Side-by-side · Q2 2026 data
Grand Missouri Bank vs First Independent Bank
Metric by metric
| Measure | Grand Missouri Bank | First Independent Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 74 |
| Capital cushion | 87 (stronger) | 66 |
| Loan quality | 93 (stronger) | 67 |
| Earnings | 61 | 70 (stronger) |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 80th | 57th |
| Total assets | $151.1M | $147.6M |
| Deposits / shares | $127.0M | $131.4M |
| Capital ratio | 13.72% (stronger) | 11.63% |
| Problem loans | 0.22% (stronger) | 1.00% |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 1.01% | 1.24% (stronger) |
| Loans ÷ deposits | 96.0% | 55.5% (stronger) |
| Uninsured deposits | 8.6% | 5.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Grand Missouri Bank has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Grand Missouri Bank leads on 4 and First Independent Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.