Side-by-side · Q2 2026 data
Grand Missouri Bank vs The Central Trust Bank
Metric by metric
| Measure | Grand Missouri Bank | The Central Trust Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 69 |
| Capital cushion | 87 (stronger) | 29 |
| Loan quality | 93 (stronger) | 84 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 64 | 64 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 80th | 69th |
| Total assets | $151.1M | $20.3B |
| Deposits / shares | $127.0M | $16.4B |
| Capital ratio | 13.72% (stronger) | 7.94% |
| Problem loans | 0.22% (stronger) | 0.49% |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 1.01% | 1.99% (stronger) |
| Loans ÷ deposits | 96.0% | 70.4% (stronger) |
| Uninsured deposits | 8.6% (stronger) | 38.4% |
| Offices | 3 | 150 |
| CFPB complaints (3 yrs) | — | 97 |
| Complaints per $1B deposits | — | 5.9 |
| Mortgage denial rate (HMDA) | 11.8% | 10.4% |
Grand Missouri Bank has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Grand Missouri Bank leads on 5 and The Central Trust Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.