Side-by-side · Q2 2026 data
Grand Ridge National Bank vs The City National Bank of Metropolis
Metric by metric
| Measure | Grand Ridge National Bank | The City National Bank of Metropolis |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 88 | 88 |
| Loan quality | 75 (stronger) | 44 |
| Earnings | 89 (stronger) | 50 |
| Funding & liquidity | 47 | 73 (stronger) |
| Problem-loan coverage | 92 (stronger) | 83 |
| Peer percentile | 75th | 34th |
| Total assets | $443.3M | $444.4M |
| Deposits / shares | $379.4M | $343.9M |
| Capital ratio | 13.77% | 13.78% (stronger) |
| Problem loans | 0.76% (stronger) | 1.68% |
| Net charge-offs | 0.00% (stronger) | 0.19% |
| Return on assets | 1.72% (stronger) | 0.75% |
| Loans ÷ deposits | 88.0% | 71.2% (stronger) |
| Uninsured deposits | 37.7% | 29.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Ridge National Bank has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Grand Ridge National Bank leads on 4 and The City National Bank of Metropolis on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.