Headquartered in Metropolis, Illinois, The City National Bank of Metropolis is a national bank with $444.4M in total assets and $343.9M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1908.
Based on its Q2 2026 filing, The City National Bank of Metropolis scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 203rd. Its strongest component is capital cushion (88/100; 13.78%), and its lowest is loan quality (44/100; 1.68%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (64 → 67), mostly because the funding & liquidity component weakened by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 66 |
| Q4 2024 | 64 |
| Q1 2025 | 63 |
| Q2 2025 | 64 |
| Q3 2025 | 66 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.99% |
| Q3 2024 | 13.11% |
| Q4 2024 | 12.93% |
| Q1 2025 | 13.11% |
| Q2 2025 | 13.13% |
| Q3 2025 | 13.35% |
| Q4 2025 | 13.35% |
| Q1 2026 | 13.74% |
| Q2 2026 | 13.78% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.79% |
| Q3 2024 | 1.48% |
| Q4 2024 | 1.69% |
| Q1 2025 | 1.86% |
| Q2 2025 | 1.87% |
| Q3 2025 | 1.75% |
| Q4 2025 | 1.61% |
| Q1 2026 | 1.44% |
| Q2 2026 | 1.68% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.57% |
| Q1 2025 | 0.63% |
| Q2 2025 | 0.76% |
| Q3 2025 | 0.79% |
| Q4 2025 | 0.80% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $444.4M | 13.78% | 1.68% | 0.75% | 71.2% |
| Q1 2026 | 69 | $442.0M | 13.74% | 1.44% | 0.70% | 67.4% |
| Q4 2025 | 67 | $443.5M | 13.35% | 1.61% | 0.80% | 67.0% |
| Q3 2025 | 66 | $446.0M | 13.35% | 1.75% | 0.79% | 66.7% |
| Q2 2025 | 64 | $441.9M | 13.13% | 1.87% | 0.76% | 64.6% |
| Q1 2025 | 63 | $451.3M | 13.11% | 1.86% | 0.63% | 61.9% |
| Q4 2024 | 64 | $438.0M | 12.93% | 1.69% | 0.57% | 63.3% |
| Q3 2024 | 66 | $445.6M | 13.11% | 1.48% | 0.56% | 61.7% |
| Q2 2024 | 64 | $439.8M | 12.99% | 1.79% | 0.63% | 62.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Grand Ridge National BankBank Wheaton, IL | 79 out of 100, Strong | $443.3M | 13.8% | 0.76% | vs |
| Better BanksBank Peoria, IL | 59 out of 100, Moderate | $445.8M | 9.4% | 1.55% | vs |
| Community State BankBank Galva, IL | 62 out of 100, Moderate | $441.9M | 9.4% | 1.38% | vs |
| Eureka Savings BankBank La Salle, IL | 61 out of 100, Moderate | $435.8M | 21.6% | 3.05% | vs |
| Citizens State BankBank Lena, IL | 67 out of 100, Moderate | $453.3M | 9.6% | 1.23% | vs |
| First Federal Savings BankBank Ottawa, IL | 57 out of 100, Moderate | $421.9M | 10.7% | 1.32% | vs |
Deposit insurance
Is my money safe at The City National Bank of Metropolis?
Yes. The City National Bank of Metropolis is an FDIC-insured institution (FDIC certificate #3814). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.3% of deposits ($100.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.78%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 25.17% (benchmark: 10%).
2 locations
Branches
The City National Bank of Metropolis lists 2 offices in 1 city. Most locations:
- Metropolis, IL (2)
Identity & history
Profile
- Legal name
- The City National Bank of Metropolis
- Type
- National bank
- FDIC certificate #
- 3814
- RSSD ID
- 298245
- Primary regulator
- OCC
- Holding company
- City National Bankcorp Inc
- Established
- July 1, 1908
- Headquarters
- 423 Ferry St, Metropolis, IL 62960
- Website
- www.cnb-metropolis.com
- Employees
- 44
Quick answers
The City National Bank of Metropolis: common questions
Is The City National Bank of Metropolis FDIC insured?
Yes. The City National Bank of Metropolis is an FDIC-insured institution (FDIC certificate #3814). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The City National Bank of Metropolis's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The City National Bank of Metropolis ever failed?
There is no failure record for FDIC certificate #3814 in the FDIC failed bank list.
How many branches does The City National Bank of Metropolis have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Metropolis
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| River to River Credit UnionCredit union Vienna, IL | 97 out of 100, Very strong | $29.7M | 14.7% | 0.23% | vs |
| C-Plant Federal Credit UnionCredit union Paducah, KY | 92 out of 100, Very strong | $365.9M | 14.7% | 0.16% | vs |
| Shawnee TVA Employees Federal Credit UnionCredit union West Paducah, KY | 90 out of 100, Very strong | $6.6M | 22.6% | 0.00% | vs |
| Signet Federal Credit UnionCredit union Paducah, KY | 82 out of 100, Strong | $398.2M | 16.6% | 1.07% | vs |
| The Paducah Bank and Trust CompanyBank Paducah, KY | 79 out of 100, Strong | $1.1B | 10.6% | 0.19% | vs |
| Citizens Deposit Bank of Arlington, Inc.Bank Arlington, KY | 77 out of 100, Strong | $348.2M | 13.7% | 0.94% | vs |