Side-by-side · Q2 2026 data
Grand River Bank vs Total Community Credit Union
Metric by metric
| Measure | Grand River Bank | Total Community Credit Union |
|---|---|---|
| TellerScore | 65 | 97 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 94 (stronger) | 88 |
| Earnings | 45 | 100 (stronger) |
| Funding & liquidity | 49 | 100 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 29th | 99th |
| Total assets | $507.3M | $111.3M |
| Deposits / shares | $446.1M | $93.9M |
| Capital ratio | 10.19% | 15.29% (stronger) |
| Problem loans | 0.17% (stronger) | 0.36% |
| Net charge-offs | 0.00% (stronger) | 0.38% |
| Return on assets | 0.62% | 2.04% (stronger) |
| Loans ÷ deposits | 95.0% | 46.4% (stronger) |
| Uninsured deposits | 29.4% | 2.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Total Community Credit Union has the higher TellerScore (97 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Grand River Bank leads on 2 and Total Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.