The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 4 points (61 → 65), mostly because the earnings component improved by 13 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Michigan

Yes. Grand River Bank is an FDIC-insured institution (FDIC certificate #58789). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.4% of deposits ($131.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.19%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.13% (benchmark: 10%).

Check how much of your own balance is covered

Grand River Bank lists 2 offices in 2 cities. Most locations:

• Grand Rapids, MI (1)
• Grandville, MI (1)

All branch addresses and map

In 2025, Grand River Bank reported 61 home-loan applications under HMDA (LEI 549300L7610D7H3Z5585): 48 originated ($14,340,000 total), 3 denied, and 9 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Grand River Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

58789

RSSD ID

3812147

Primary regulator

FED

Holding company

Grand River Commerce Inc

Established

April 30, 2009

Headquarters

4471 Wilson Ave Sw, Grandville, MI 49418

Website

www.grandriverbank.com

Employees

62