Side-by-side · Q2 2026 data
Grand Rivers Community Bank vs Chesterfield State Bank
Metric by metric
| Measure | Grand Rivers Community Bank | Chesterfield State Bank |
|---|---|---|
| TellerScore | 21 | 43 (stronger) |
| Capital cushion | 34 (stronger) | 32 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 95 (stronger) |
| Funding & liquidity | 75 | 93 (stronger) |
| Problem-loan coverage | 0 | 0 |
| Peer percentile | 1st | 6th |
| Total assets | $15.1M | $21.7M |
| Deposits / shares | $13.5M | $19.8M |
| Capital ratio | 8.44% (stronger) | 8.15% |
| Problem loans | 19.04% | 11.20% (stronger) |
| Net charge-offs | 0.00% | -2.00% (stronger) |
| Return on assets | -3.37% | 1.89% (stronger) |
| Loans ÷ deposits | 77.3% | 67.3% (stronger) |
| Uninsured deposits | 21.6% | 4.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | 31 | — |
| Complaints per $1B deposits | 620.0 | — |
| Mortgage denial rate (HMDA) | — | — |
Chesterfield State Bank has the higher TellerScore (43 vs 21). On the 7 directional measures above (where higher or lower is clearly better), Grand Rivers Community Bank leads on 1 and Chesterfield State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.