Side-by-side · Q2 2026 data
Grand Savings Bank vs Uark Federal Credit Union
Metric by metric
| Measure | Grand Savings Bank | Uark Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 82 (stronger) |
| Capital cushion | 70 | 82 (stronger) |
| Loan quality | 79 | 89 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 64 | 82 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 90th | 70th |
| Total assets | $1.0B | $81.9M |
| Deposits / shares | $897.8M | $70.0M |
| Capital ratio | 11.97% | 13.18% (stronger) |
| Problem loans | 0.63% | 0.32% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.19% |
| Return on assets | 2.19% (stronger) | 1.15% |
| Loans ÷ deposits | 92.7% | 78.1% (stronger) |
| Uninsured deposits | 18.4% | 1.0% (stronger) |
| Offices | 15 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 51.9% |
Uark Federal Credit Union has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Grand Savings Bank leads on 2 and Uark Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.