Side-by-side · Q2 2026 data
Grand Trunk Battle Creek Emp Federal Credit Union vs Chiropractic Federal Credit Union
Credit union
Grand Trunk Battle Creek Emp Federal Credit Union
Battle Creek, Michigan · Under $100 million in assets
Credit union
Chiropractic Federal Credit Union
Farmington, Michigan · Under $100 million in assets
Metric by metric
| Measure | Grand Trunk Battle Creek Emp Federal Credit Union | Chiropractic Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 (stronger) | 34 |
| Earnings | 59 (stronger) | 58 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 80th | 49th |
| Total assets | $39.7M | $41.7M |
| Deposits / shares | $31.3M | $35.5M |
| Capital ratio | 20.59% (stronger) | 14.97% |
| Problem loans | 0.72% (stronger) | 1.97% |
| Net charge-offs | 0.92% | 0.14% (stronger) |
| Return on assets | 0.97% (stronger) | 0.96% |
| Loans ÷ deposits | 47.6% (stronger) | 48.9% |
| Uninsured deposits | 0.0% (stronger) | 5.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Trunk Battle Creek Emp Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Grand Trunk Battle Creek Emp Federal Credit Union leads on 6 and Chiropractic Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.