Side-by-side · Q2 2026 data
Grand Trunk Battle Creek Emp Federal Credit Union vs Manistique Federal Credit Union
Credit union
Grand Trunk Battle Creek Emp Federal Credit Union
Battle Creek, Michigan · Under $100 million in assets
Credit union
Manistique Federal Credit Union
Manistique, Michigan · Under $100 million in assets
Metric by metric
| Measure | Grand Trunk Battle Creek Emp Federal Credit Union | Manistique Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 76 (stronger) | 36 |
| Earnings | 59 | 81 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 80th | 62nd |
| Total assets | $39.7M | $44.2M |
| Deposits / shares | $31.3M | $36.8M |
| Capital ratio | 20.59% (stronger) | 15.79% |
| Problem loans | 0.72% (stronger) | 1.92% |
| Net charge-offs | 0.92% | 0.08% (stronger) |
| Return on assets | 0.97% | 1.53% (stronger) |
| Loans ÷ deposits | 47.6% (stronger) | 48.7% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Grand Trunk Battle Creek Emp Federal Credit Union has the higher TellerScore (86 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Grand Trunk Battle Creek Emp Federal Credit Union leads on 4 and Manistique Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.