Headquartered in Manistique, Michigan, Manistique Federal Credit Union is a federal credit union with $44.2M in total assets and $36.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1967.
Based on its Q2 2026 filing, Manistique Federal Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 50th. Its strongest component is capital cushion (100/100; 15.79%), and its lowest is loan quality (36/100; 1.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (86 → 79), mostly because the earnings component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 93 |
| Q3 2024 | 91 |
| Q4 2024 | 91 |
| Q1 2025 | 90 |
| Q2 2025 | 86 |
| Q3 2025 | 96 |
| Q4 2025 | 95 |
| Q1 2026 | 74 |
| Q2 2026 | 79 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.07% |
| Q3 2024 | 13.59% |
| Q4 2024 | 13.89% |
| Q1 2025 | 14.27% |
| Q2 2025 | 15.06% |
| Q3 2025 | 15.24% |
| Q4 2025 | 15.44% |
| Q1 2026 | 15.60% |
| Q2 2026 | 15.79% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.51% |
| Q4 2024 | 0.58% |
| Q1 2025 | 0.47% |
| Q2 2025 | 1.49% |
| Q3 2025 | 0.43% |
| Q4 2025 | 0.55% |
| Q1 2026 | 2.26% |
| Q2 2026 | 1.92% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.38% |
| Q3 2024 | 2.21% |
| Q4 2024 | 1.98% |
| Q1 2025 | 1.56% |
| Q2 2025 | 1.97% |
| Q3 2025 | 2.06% |
| Q4 2025 | 2.03% |
| Q1 2026 | 1.20% |
| Q2 2026 | 1.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $44.2M | 15.79% | 1.92% | 1.53% | 48.7% |
| Q1 2026 | 74 | $43.4M | 15.60% | 2.26% | 1.20% | 49.4% |
| Q4 2025 | 95 | $42.7M | 15.44% | 0.55% | 2.03% | 52.0% |
| Q3 2025 | 96 | $41.8M | 15.24% | 0.43% | 2.06% | 53.1% |
| Q2 2025 | 86 | $41.0M | 15.06% | 1.49% | 1.97% | 55.9% |
| Q1 2025 | 90 | $41.7M | 14.27% | 0.47% | 1.56% | 53.6% |
| Q4 2024 | 91 | $40.3M | 13.89% | 0.58% | 1.98% | 55.3% |
| Q3 2024 | 91 | $41.0M | 13.59% | 0.51% | 2.21% | 55.5% |
| Q2 2024 | 93 | $40.5M | 13.07% | 0.11% | 2.38% | 55.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Auto-Owners Associates Credit UnionCredit union Lansing, MI | 96 out of 100, Very strong | $43.8M | 18.6% | 0.25% | vs |
| Lakeshore Federal Credit UnionCredit union Muskegon, MI | 78 out of 100, Strong | $45.2M | 11.9% | 0.04% | vs |
| Port City Federal Credit UnionCredit union Muskegon, MI | 80 out of 100, Strong | $42.1M | 12.1% | 0.04% | vs |
| Chiropractic Federal Credit UnionCredit union Farmington, MI | 74 out of 100, Strong | $41.7M | 15.0% | 1.97% | vs |
| Grand Trunk Battle Creek Emp Federal Credit UnionCredit union Battle Creek, MI | 86 out of 100, Very strong | $39.7M | 20.6% | 0.72% | vs |
| Gogebic County Federal Credit UnionCredit union Bessemer, MI | 92 out of 100, Very strong | $38.5M | 17.2% | 0.89% | vs |
Deposit insurance
Is my money safe at Manistique Federal Credit Union?
Yes. Manistique Federal Credit Union is a federally insured credit union (NCUA charter #18067). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.79%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Manistique Federal Credit Union lists 1 office in 1 city. Most locations:
- Manistique, MI (1)
Identity & history
Profile
- Legal name
- Manistique Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 18067
- RSSD ID
- 676982
- Primary regulator
- NCUA
- Established
- 1967
- Headquarters
- 121 East Elk Street, Manistique, MI 49854
- Employees
- 9
Quick answers
Manistique Federal Credit Union: common questions
Is Manistique Federal Credit Union NCUA insured?
Yes. Manistique Federal Credit Union is a federally insured credit union (NCUA charter #18067). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Manistique Federal Credit Union's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Manistique Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Manistique
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The State Savings Bank of ManistiqueBank Manistique, MI | 66 out of 100, Moderate | $178.2M | 9.6% | 0.70% | vs |
| Limestone Financial Credit UnionCredit union Manistique, MI | 65 out of 100, Moderate | $83.1M | 10.7% | 0.55% | vs |
| Nicolet National BankBank Green Bay, WI | 64 out of 100, Moderate | $15.4B | 9.6% | 0.63% | vs |