Side-by-side · Q2 2026 data
Grand Valley Bank vs First Electronic Bank
Metric by metric
| Measure | Grand Valley Bank | First Electronic Bank |
|---|---|---|
| TellerScore | 82 | 91 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 93 (stronger) | 39 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 82nd | 96th |
| Total assets | $599.4M | $502.9M |
| Deposits / shares | $541.3M | $285.6M |
| Capital ratio | 11.47% | 46.82% (stronger) |
| Problem loans | 0.02% | 0.01% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 1.19% | 7.94% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 71.1% |
| Uninsured deposits | 21.7% (stronger) | 98.3% |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
First Electronic Bank has the higher TellerScore (91 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Grand Valley Bank leads on 3 and First Electronic Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.