Side-by-side · Q2 2026 data
Grand Valley Bank vs Orem City Employees Federal Credit Union
Metric by metric
| Measure | Grand Valley Bank | Orem City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 82 |
| Capital cushion | 65 | 93 (stronger) |
| Loan quality | 99 (stronger) | 96 |
| Earnings | 68 (stronger) | 30 |
| Funding & liquidity | 93 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 82nd | 70th |
| Total assets | $599.4M | $2.7M |
| Deposits / shares | $541.3M | $2.3M |
| Capital ratio | 11.47% | 14.33% (stronger) |
| Problem loans | 0.02% (stronger) | 0.13% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.19% (stronger) | 0.24% |
| Loans ÷ deposits | 52.0% (stronger) | 67.8% |
| Uninsured deposits | 21.7% | 0.0% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Grand Valley Bank leads on 3 and Orem City Employees Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.