Side-by-side · Q2 2026 data
Grand Valley Bank vs Pacific Horizon Credit Union
Metric by metric
| Measure | Grand Valley Bank | Pacific Horizon Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 53 |
| Capital cushion | 65 (stronger) | 43 |
| Loan quality | 99 (stronger) | 40 |
| Earnings | 68 (stronger) | 58 |
| Funding & liquidity | 93 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 70 |
| Peer percentile | 82nd | 9th |
| Total assets | $599.4M | $141.4M |
| Deposits / shares | $541.3M | $127.7M |
| Capital ratio | 11.47% (stronger) | 9.30% |
| Problem loans | 0.02% (stronger) | 1.81% |
| Net charge-offs | 0.01% (stronger) | 0.62% |
| Return on assets | 1.19% (stronger) | 0.95% |
| Loans ÷ deposits | 52.0% (stronger) | 85.5% |
| Uninsured deposits | 21.7% | 6.9% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | — |
Grand Valley Bank has the higher TellerScore (82 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Grand Valley Bank leads on 6 and Pacific Horizon Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.