Side-by-side · Q2 2026 data
Grandview Bank vs Citizens National Bank of Texas
Metric by metric
| Measure | Grandview Bank | Citizens National Bank of Texas |
|---|---|---|
| TellerScore | 81 (stronger) | 70 |
| Capital cushion | 74 (stronger) | 72 |
| Loan quality | 96 (stronger) | 53 |
| Earnings | 100 | 100 |
| Funding & liquidity | 36 | 47 (stronger) |
| Problem-loan coverage | 98 (stronger) | 78 |
| Peer percentile | 80th | 58th |
| Total assets | $729.3M | $2.2B |
| Deposits / shares | $639.6M | $1.9B |
| Capital ratio | 12.35% (stronger) | 12.20% |
| Problem loans | 0.12% (stronger) | 1.42% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 2.44% | 2.49% (stronger) |
| Loans ÷ deposits | 84.1% (stronger) | 101.2% |
| Uninsured deposits | 51.4% | 25.7% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.2% |
Grandview Bank has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Grandview Bank leads on 5 and Citizens National Bank of Texas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.