TellerScore

Grandview Bank is a state-chartered bank headquartered in Grandview, Texas, in business for about 136 years. At the end of Q2 2026 it reported $729.3M in total assets and $639.6M in deposits, with 7 offices.

Based on its Q2 2026 filing, Grandview Bank scores 81/100, which we describe as strong. That is higher than 80% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 78th. Its strongest component is earnings (100/100; 2.44%), and its lowest is funding & liquidity (36/100; 84% loans-to-deposits, 51% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Tier 1 leverage ratio: 12.35%
Loan quality96/100
Noncurrent loans ÷ total loans: 0.12%
Earnings100/100
Return on assets (annualized): 2.44%
Funding & liquidity36/100
Loans ÷ deposits and uninsured-deposit share: 84.1% · 51.4% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.87%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (77 → 81), mostly because the capital cushion component improved by 20 points.

TellerScore
737781Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202475
Q4 202476
Q1 202575
Q2 202577
Q3 202576
Q4 202577
Q1 202679
Q2 202681
Tier 1 leverage ratio
5.00%8.68%12.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.85%
Q3 20249.41%
Q4 20249.81%
Q1 202510.14%
Q2 202510.36%
Q3 202510.65%
Q4 202511.15%
Q1 202611.89%
Q2 202612.35%
Noncurrent loans
0.02%0.10%0.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.02%
Q3 20240.02%
Q4 20240.02%
Q1 20250.05%
Q2 20250.04%
Q3 20250.18%
Q4 20250.17%
Q1 20260.13%
Q2 20260.12%
Return on assets
1.95%2.42%2.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.47%
Q3 20242.88%
Q4 20242.66%
Q1 20251.95%
Q2 20252.06%
Q3 20252.09%
Q4 20252.15%
Q1 20262.49%
Q2 20262.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$729.3M12.35%0.12%2.44%84.1%
Q1 202679$703.3M11.89%0.13%2.49%87.5%
Q4 202577$690.1M11.15%0.17%2.15%86.5%
Q3 202576$717.9M10.65%0.18%2.09%79.6%
Q2 202577$677.2M10.36%0.04%2.06%81.5%
Q1 202575$679.6M10.14%0.05%1.95%81.2%
Q4 202476$658.0M9.81%0.02%2.66%76.4%
Q3 202475$654.0M9.41%0.02%2.88%73.0%
Q2 202473$641.7M8.85%0.02%2.47%71.9%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.35%
68th
Total risk-based capital20.26%
87th
Problem loans0.12%
72nd
Net charge-offs0.02%
37th
Return on assets2.44%
95th
Net interest margin5.20%
95th
Efficiency ratio38.3%
97th
Loans to deposits84.1%
40th
Uninsured deposits51.4%
4th
Loan-loss reserves1.29%
61st
Texas ratio0.9%
71st

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Texas Gulf Bank, National AssociationBank Houston, TX76 out of 100, Strong$726.9M12.0%0.00%vs
The First National Bank of SonoraBank Sonora, TX46 out of 100, Below average$722.0M8.0%1.40%vs
Kleberg Bank, N.A.Bank Kingsville, TX70 out of 100, Strong$736.8M9.5%0.10%vs
Pilgrim BankBank Pittsburg, TX68 out of 100, Moderate$714.6M10.2%0.15%vs
First BankBank Burkburnett, TX81 out of 100, Strong$703.6M13.9%0.80%vs
First State BankBank Athens, TX74 out of 100, Strong$761.7M11.4%0.80%vs

Deposit insurance

Is my money safe at Grandview Bank?

Yes. Grandview Bank is an FDIC-insured institution (FDIC certificate #3230). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 51.4% of deposits ($328.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.35%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.26% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

Grandview Bank lists 5 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Grandview Bank
Former names
First State Bank; The First National Bank of Grand View
Type
State-chartered bank
FDIC certificate #
3230
RSSD ID
333856
Primary regulator
FDIC
Holding company
D2 Alliances Llc
Established
August 7, 1890
Headquarters
105 E Criner St, Grandview, TX 76050
Employees
75

Quick answers

Grandview Bank: common questions

Is Grandview Bank FDIC insured?

Yes. Grandview Bank is an FDIC-insured institution (FDIC certificate #3230). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Grandview Bank's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Grandview Bank ever failed?

There is no failure record for FDIC certificate #3230 in the FDIC failed bank list.

How many branches does Grandview Bank have?

7 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Grandview

InstitutionScoreAssetsCapitalProblem loansCompare
Ellis County Teachers and Employees Federal Credit UnionCredit union Waxahachie, TX97 out of 100, Very strong$18.5M20.1%0.00%vs
First National Bank of BurlesonBank Burleson, TX89 out of 100, Very strong$250.8M12.6%0.00%vs
The Citizens National Bank of HillsboroBank Hillsboro, TX82 out of 100, Strong$224.4M12.5%0.28%vs
First National Bank of Central TexasBank Waco, TX81 out of 100, Strong$1.8B10.8%0.10%vs
Eecu Credit UnionCredit union Fort Worth, TX81 out of 100, Strong$4.9B12.7%0.45%vs
The First National Bank of GranburyBank Granbury, TX78 out of 100, Strong$946.3M12.1%0.78%vs