Side-by-side · Q2 2026 data
Granite Bank vs Sherburne Bank
Metric by metric
| Measure | Granite Bank | Sherburne Bank |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 35 | 45 (stronger) |
| Loan quality | 54 | 99 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 46 | 63 (stronger) |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 9th | 72nd |
| Total assets | $353.2M | $351.1M |
| Deposits / shares | $289.3M | $289.5M |
| Capital ratio | 8.53% | 9.46% (stronger) |
| Problem loans | 1.38% | 0.02% (stronger) |
| Net charge-offs | 0.04% | -0.03% (stronger) |
| Return on assets | 1.37% | 2.01% (stronger) |
| Loans ÷ deposits | 107.7% | 95.2% (stronger) |
| Uninsured deposits | 21.1% | 17.1% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | 3.2% |
Sherburne Bank has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Granite Bank leads on 0 and Sherburne Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.