The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (76 → 78), mostly because the earnings component improved by 7 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Minnesota

Yes. Sherburne Bank is an FDIC-insured institution (FDIC certificate #10169). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.1% of deposits ($49.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.46%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.49% (benchmark: 10%).

Check how much of your own balance is covered

Sherburne Bank lists 4 offices in 3 cities. Most locations:

• Becker, MN (2)
• Monticello, MN (1)
• Princeton, MN (1)

All branch addresses and map

In 2025, Sherburne Bank reported 249 home-loan applications under HMDA (LEI 549300GWO8DN75PL7X16): 216 originated ($60,370,000 total), 8 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Sherburne Bank

Former names

Santiago State Bank; Sherburne State Bank

Type

State-chartered bank

FDIC certificate #

10169

RSSD ID

198251

Primary regulator

FDIC

Holding company

Saint Joseph Bancshares Acquisitions

Established

September 7, 1920

Headquarters

12500 Sherburne Avenue, Becker, MN 55308

Website

www.sherburnestatebank.com

Employees

42