Side-by-side · Q2 2026 data
Granite Federal Credit Union vs Alpine Federal Credit Union
Metric by metric
| Measure | Granite Federal Credit Union | Alpine Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 66 (stronger) |
| Capital cushion | 50 | 53 (stronger) |
| Loan quality | 82 (stronger) | 67 |
| Earnings | 40 | 60 (stronger) |
| Funding & liquidity | 69 | 84 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 29th | 37th |
| Total assets | $918.4M | $362.9M |
| Deposits / shares | $766.2M | $321.5M |
| Capital ratio | 10.04% | 10.33% (stronger) |
| Problem loans | 0.54% (stronger) | 1.00% |
| Net charge-offs | 0.50% | 0.27% (stronger) |
| Return on assets | 0.50% | 1.01% (stronger) |
| Loans ÷ deposits | 91.6% | 76.4% (stronger) |
| Uninsured deposits | 7.4% (stronger) | 10.4% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.6% | — |
Alpine Federal Credit Union has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Granite Federal Credit Union leads on 2 and Alpine Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.