TellerScore

Alpine Federal Credit Union is a federal credit union headquartered in Orem, Utah, in business for about 71 years. At the end of Q2 2026 it reported $362.9M in total assets and $321.5M in member shares and deposits, with 5 offices.

Alpine Federal Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 1,341 credit unions with $100 million – $1 billion. Among 51 credit unions headquartered in Utah, it ranks 36th. Problem-loan coverage contributes the most (86/100, 6.9%); capital cushion contributes the least (53/100, 10.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion53/100
Net worth ratio: 10.33%
Loan quality67/100
Loans 60+ days delinquent ÷ total loans: 1.00%
Earnings60/100
Return on assets (annualized): 1.01%
Funding & liquidity84/100
Loans ÷ shares: 76.4% · 10.4% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

1 quarters

Health trend

Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$362.9M10.33%1.00%1.01%76.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.33%
34th
Problem loans1.00%
30th
Net charge-offs0.27%
61st
Return on assets1.01%
67th
Loans to deposits76.4%
49th
Uninsured deposits10.4%
15th
Loan-loss reserves0.00%
50th
Texas ratio6.9%
26th

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
American United Federal Credit UnionCredit union West Jordan, UT60 out of 100, Moderate$382.7M11.5%1.25%vs
Jordan Federal Credit UnionCredit union South Jordan, UT68 out of 100, Moderate$424.5M9.2%0.34%vs
Elevate Federal Credit UnionCredit union Brigham City, UT94 out of 100, Very strong$260.3M20.9%0.24%vs
Eastern Utah Community Federal Credit UnionCredit union Price, UT81 out of 100, Strong$219.2M14.1%0.74%vs
Members First Credit UnionCredit union Brigham City, UT95 out of 100, Very strong$209.1M14.9%0.43%vs
Horizon Utah Federal Credit UnionCredit union Farmington, UT64 out of 100, Moderate$185.2M11.5%0.91%vs

Deposit insurance

Is my money safe at Alpine Federal Credit Union?

Yes. Alpine Federal Credit Union is a federally insured credit union (NCUA charter #24988). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.4% of shares and deposits ($33.5M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.33%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Alpine Federal Credit Union lists 5 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Alpine Federal Credit Union
Type
Federal credit union
NCUA charter #
24988
RSSD ID
342791
Primary regulator
NCUA
Established
1955
Headquarters
1510 N State St, Orem, UT 84057
Employees
64

Quick answers

Alpine Federal Credit Union: common questions

Is Alpine Federal Credit Union NCUA insured?

Yes. Alpine Federal Credit Union is a federally insured credit union (NCUA charter #24988). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Alpine Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Alpine Federal Credit Union have?

5 offices as of the latest NCUA data.