Side-by-side · Q2 2026 data
Granite Federal Credit Union vs Wasatch Peaks Federal Credit Union
Metric by metric
| Measure | Granite Federal Credit Union | Wasatch Peaks Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 70 (stronger) |
| Capital cushion | 50 | 56 (stronger) |
| Loan quality | 82 | 97 (stronger) |
| Earnings | 40 | 52 (stronger) |
| Funding & liquidity | 69 (stronger) | 59 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 29th | 51st |
| Total assets | $918.4M | $658.4M |
| Deposits / shares | $766.2M | $545.9M |
| Capital ratio | 10.04% | 10.57% (stronger) |
| Problem loans | 0.54% | 0.10% (stronger) |
| Net charge-offs | 0.50% | 0.12% (stronger) |
| Return on assets | 0.50% | 0.79% (stronger) |
| Loans ÷ deposits | 91.6% (stronger) | 101.1% |
| Uninsured deposits | 7.4% (stronger) | 12.9% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.6% | 8.5% |
Wasatch Peaks Federal Credit Union has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Granite Federal Credit Union leads on 2 and Wasatch Peaks Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.