Side-by-side · Q2 2026 data
Granite State Credit Union vs New Hampshire Postal Credit Union
Credit union
New Hampshire Postal Credit Union
Manchester, New Hampshire · Under $100 million in assets
Metric by metric
| Measure | Granite State Credit Union | New Hampshire Postal Credit Union |
|---|---|---|
| TellerScore | 70 | 100 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 84 | 99 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 51st | 100th |
| Total assets | $749.5M | $68.5M |
| Deposits / shares | $670.3M | $52.8M |
| Capital ratio | 9.88% | 22.59% (stronger) |
| Problem loans | 0.49% | 0.03% (stronger) |
| Net charge-offs | 0.40% | 0.21% (stronger) |
| Return on assets | 1.11% | 1.99% (stronger) |
| Loans ÷ deposits | 78.6% | 26.2% (stronger) |
| Uninsured deposits | 5.2% (stronger) | 6.9% |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | — |
New Hampshire Postal Credit Union has the higher TellerScore (100 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Granite State Credit Union leads on 1 and New Hampshire Postal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.