Side-by-side · Q2 2026 data
Grant County State Bank vs American Community Bank of Indiana
Metric by metric
| Measure | Grant County State Bank | American Community Bank of Indiana |
|---|---|---|
| TellerScore | 61 (stronger) | 43 |
| Capital cushion | 67 (stronger) | 48 |
| Loan quality | 22 | 22 |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 57 (stronger) | 32 |
| Problem-loan coverage | 70 (stronger) | 59 |
| Peer percentile | 20th | 3rd |
| Total assets | $395.7M | $383.0M |
| Deposits / shares | $308.2M | $344.8M |
| Capital ratio | 11.73% (stronger) | 9.83% |
| Problem loans | 2.35% | 2.33% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 3.03% (stronger) | 1.08% |
| Loans ÷ deposits | 103.6% | 91.4% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 48.0% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Grant County State Bank has the higher TellerScore (61 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Grant County State Bank leads on 4 and American Community Bank of Indiana on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.