Side-by-side · Q2 2026 data
Gratiot Community Credit Union vs Gr Consumers Credit Union
Metric by metric
| Measure | Gratiot Community Credit Union | Gr Consumers Credit Union |
|---|---|---|
| TellerScore | 71 | 86 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 89 | 95 (stronger) |
| Earnings | 71 (stronger) | 38 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 42nd | 80th |
| Total assets | $59.7M | $52.0M |
| Deposits / shares | $53.1M | $42.7M |
| Capital ratio | 9.13% | 16.64% (stronger) |
| Problem loans | 0.32% | 0.16% (stronger) |
| Net charge-offs | 0.37% | 0.22% (stronger) |
| Return on assets | 1.28% (stronger) | 0.44% |
| Loans ÷ deposits | 76.9% | 55.0% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 2.7% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gr Consumers Credit Union has the higher TellerScore (86 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Gratiot Community Credit Union leads on 2 and Gr Consumers Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.