Side-by-side · Q2 2026 data
Great Erie Federal Credit Union vs Oswego County Federal Credit Union
Metric by metric
| Measure | Great Erie Federal Credit Union | Oswego County Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 63 |
| Capital cushion | 74 (stronger) | 71 |
| Loan quality | 84 (stronger) | 31 |
| Earnings | 71 (stronger) | 70 |
| Funding & liquidity | 90 (stronger) | 82 |
| Problem-loan coverage | 95 (stronger) | 77 |
| Peer percentile | 78th | 29th |
| Total assets | $149.6M | $152.5M |
| Deposits / shares | $130.9M | $132.7M |
| Capital ratio | 12.43% (stronger) | 12.07% |
| Problem loans | 0.47% (stronger) | 2.06% |
| Net charge-offs | 0.20% (stronger) | 0.39% |
| Return on assets | 1.28% (stronger) | 1.24% |
| Loans ÷ deposits | 70.7% (stronger) | 78.7% |
| Uninsured deposits | 7.3% | 3.8% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.8% |
Great Erie Federal Credit Union has the higher TellerScore (80 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Great Erie Federal Credit Union leads on 6 and Oswego County Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.