TellerScore

Great Erie Federal Credit Union is a federal credit union headquartered in Orchard Park, New York, in business for about 74 years. At the end of Q2 2026 it reported $149.6M in total assets and $130.9M in member shares and deposits, with 2 offices.

Great Erie Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 78% of its 1,341 credit unions with $100 million – $1 billion. Among 268 credit unions headquartered in New York, it ranks 71st. Problem-loan coverage contributes the most (95/100, 2.3%); earnings contributes the least (71/100, 1.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Net worth ratio: 12.43%
Loan quality84/100
Loans 60+ days delinquent ÷ total loans: 0.47%
Earnings71/100
Return on assets (annualized): 1.28%
Funding & liquidity90/100
Loans ÷ shares: 70.7% · 7.3% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.31%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (76 → 80), mostly because the capital cushion component improved by 10 points.

TellerScore
768186Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202476
Q4 202476
Q1 202578
Q2 202576
Q3 202583
Q4 202578
Q1 202686
Q2 202680
Net worth ratio
7.00%9.71%12.43%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.20%
Q3 202411.64%
Q4 202411.74%
Q1 202511.21%
Q2 202511.35%
Q3 202511.93%
Q4 202511.71%
Q1 202612.02%
Q2 202612.43%
Delinquent loans (60+ days)
0.14%0.30%0.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.17%
Q3 20240.23%
Q4 20240.39%
Q1 20250.20%
Q2 20250.39%
Q3 20250.14%
Q4 20250.27%
Q1 20260.34%
Q2 20260.47%
Return on assets
0.87%1.42%1.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.87%
Q3 20240.96%
Q4 20241.03%
Q1 20251.15%
Q2 20251.03%
Q3 20251.46%
Q4 20251.04%
Q1 20261.96%
Q2 20261.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$149.6M12.43%0.47%1.28%70.7%
Q1 202686$152.2M12.02%0.34%1.96%69.0%
Q4 202578$149.9M11.71%0.27%1.04%71.7%
Q3 202583$147.7M11.93%0.14%1.46%74.2%
Q2 202576$147.7M11.35%0.39%1.03%72.0%
Q1 202578$146.4M11.21%0.20%1.15%73.3%
Q4 202476$136.3M11.74%0.39%1.03%76.6%
Q3 202476$133.7M11.64%0.23%0.96%79.4%
Q2 202476$135.8M11.20%0.17%0.87%76.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.43%
63rd
Problem loans0.47%
69th
Net charge-offs0.20%
70th
Return on assets1.28%
81st
Loans to deposits70.7%
60th
Uninsured deposits7.3%
36th
Loan-loss reserves0.00%
50th
Texas ratio2.3%
72nd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Town of Hempstead Employees Federal Credit UnionCredit union North Baldwin, NY56 out of 100, Moderate$149.4M8.0%1.39%vs
Syracuse Fire Department Employees Federal Credit UnionCredit union Syracuse, NY89 out of 100, Very strong$147.4M15.2%0.95%vs
Oswego County Federal Credit UnionCredit union Oswego, NY63 out of 100, Moderate$152.5M12.1%2.06%vs
Ukrainian National Federal Credit UnionCredit union New York, NY54 out of 100, Below average$155.1M12.8%2.16%vs
Meridia Community Federal Credit UnionCredit union Hamburg, NY94 out of 100, Very strong$144.1M16.4%0.27%vs
Buffalo Metropolitan Federal Credit UnionCredit union Buffalo, NY44 out of 100, Below average$143.9M12.4%3.69%vs

Deposit insurance

Is my money safe at Great Erie Federal Credit Union?

Yes. Great Erie Federal Credit Union is a federally insured credit union (NCUA charter #7925). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.3% of shares and deposits ($9.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.43%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Great Erie Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Great Erie Federal Credit Union
Type
Federal credit union
NCUA charter #
7925
RSSD ID
574882
Primary regulator
NCUA
Established
1952
Headquarters
4000 N Buffalo St, Orchard Park, NY 14127
Employees
26

Quick answers

Great Erie Federal Credit Union: common questions

Is Great Erie Federal Credit Union NCUA insured?

Yes. Great Erie Federal Credit Union is a federally insured credit union (NCUA charter #7925). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Great Erie Federal Credit Union's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Great Erie Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Orchard Park

InstitutionScoreAssetsCapitalProblem loansCompare
Moog Employees Federal Credit UnionCredit union East Aurora, NY100 out of 100, Very strong$257.3M26.6%0.00%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Greater Woodlawn Federal Credit UnionCredit union Blasdell, NY96 out of 100, Very strong$168.4M23.9%0.12%vs
Town of Cheektowaga Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$38.1M17.2%0.00%vs
Crossroads Community Federal Credit UnionCredit union Cheektowaga, NY95 out of 100, Very strong$96.9M15.3%0.18%vs
Meridia Community Federal Credit UnionCredit union Hamburg, NY94 out of 100, Very strong$144.1M16.4%0.27%vs