Side-by-side · Q2 2026 data
Great Horizons Federal Credit Union vs Urban Beginnings Choice Federal Credit Union
Credit union
Great Horizons Federal Credit Union
Munster, Indiana · Under $100 million in assets
Credit union
Urban Beginnings Choice Federal Credit Union
Fort Wayne, Indiana · Under $100 million in assets
Metric by metric
| Measure | Great Horizons Federal Credit Union | Urban Beginnings Choice Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 56 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 0 | 0 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 84 (stronger) | 69 |
| Peer percentile | 32nd | 16th |
| Total assets | $3.6M | $1.8M |
| Deposits / shares | $2.7M | $1.3M |
| Capital ratio | 24.48% (stronger) | 9.77% |
| Problem loans | 4.00% | 3.89% (stronger) |
| Net charge-offs | 0.00% (stronger) | 5.58% |
| Return on assets | 1.20% | 2.55% (stronger) |
| Loans ÷ deposits | 68.3% | 55.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Great Horizons Federal Credit Union has the higher TellerScore (66 vs 56). On the 6 directional measures above (where higher or lower is clearly better), Great Horizons Federal Credit Union leads on 3 and Urban Beginnings Choice Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.