TellerScore

Great Horizons Federal Credit Union is a federal credit union headquartered in Munster, Indiana, in business for about 49 years. At the end of Q2 2026 it reported $3.6M in total assets and $2.7M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Great Horizons Federal Credit Union scores 66/100, which we describe as moderate. That is higher than only 32% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 85th. Its strongest component is capital cushion (100/100; 24.48%), and its lowest is loan quality (0/100; 4.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 24.48%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 4.00%
Earnings68/100
Return on assets (annualized): 1.20%
Funding & liquidity92/100
Loans ÷ shares: 68.3% · 0.0% uninsured
Problem-loan coverage84/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.03%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (71 → 66), mostly because the earnings component weakened by 30 points.

TellerScore
647381Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202481
Q4 202466
Q1 202564
Q2 202571
Q3 202570
Q4 202570
Q1 202669
Q2 202666
Net worth ratio
7.00%15.74%24.48%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.67%
Q3 202423.22%
Q4 202423.90%
Q1 202523.42%
Q2 202523.46%
Q3 202523.67%
Q4 202524.18%
Q1 202623.15%
Q2 202624.48%
Delinquent loans (60+ days)
0.85%2.42%4.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.85%
Q3 20241.29%
Q4 20243.80%
Q1 20253.39%
Q2 20252.68%
Q3 20253.25%
Q4 20253.38%
Q1 20262.75%
Q2 20264.00%
Return on assets
1.20%1.77%2.35%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.45%
Q3 20242.35%
Q4 20242.04%
Q1 20251.58%
Q2 20251.96%
Q3 20252.21%
Q4 20252.31%
Q1 20261.29%
Q2 20261.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$3.6M24.48%4.00%1.20%68.3%
Q1 202669$3.8M23.15%2.75%1.29%70.5%
Q4 202570$3.5M24.18%3.38%2.31%83.0%
Q3 202570$3.6M23.67%3.25%2.21%85.5%
Q2 202571$3.5M23.46%2.68%1.96%91.8%
Q1 202564$3.5M23.42%3.39%1.58%95.5%
Q4 202466$3.3M23.90%3.80%2.04%106.9%
Q3 202481$3.4M23.22%1.29%2.35%107.3%
Q2 202481$3.4M22.67%0.85%1.45%107.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio24.48%
88th
Problem loans4.00%
8th
Net charge-offs0.00%
77th
Return on assets1.20%
76th
Loans to deposits68.3%
36th
Uninsured deposits0.0%
81st
Loan-loss reserves2.19%
91st
Texas ratio8.0%
18th

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Deposit insurance

Is my money safe at Great Horizons Federal Credit Union?

Yes. Great Horizons Federal Credit Union is a federally insured credit union (NCUA charter #22695). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 24.48%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Great Horizons Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Great Horizons Federal Credit Union
Type
Federal credit union
NCUA charter #
22695
RSSD ID
448385
Primary regulator
NCUA
Established
1977
Headquarters
7550 Hohman Ave, Munster, IN 46321
Employees
2

Quick answers

Great Horizons Federal Credit Union: common questions

Is Great Horizons Federal Credit Union NCUA insured?

Yes. Great Horizons Federal Credit Union is a federally insured credit union (NCUA charter #22695). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Great Horizons Federal Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Great Horizons Federal Credit Union have?

1 office as of the latest NCUA data.

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