Side-by-side · Q2 2026 data
Great Horizons Federal Credit Union vs Vulcraft Employees Federal Credit Union
Credit union
Great Horizons Federal Credit Union
Munster, Indiana · Under $100 million in assets
Credit union
Vulcraft Employees Federal Credit Union
St Joe, Indiana · Under $100 million in assets
Metric by metric
| Measure | Great Horizons Federal Credit Union | Vulcraft Employees Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 71 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 0 | 58 (stronger) |
| Earnings | 68 (stronger) | 54 |
| Funding & liquidity | 92 (stronger) | 72 |
| Problem-loan coverage | 84 | 87 (stronger) |
| Peer percentile | 32nd | 42nd |
| Total assets | $3.6M | $6.4M |
| Deposits / shares | $2.7M | $5.5M |
| Capital ratio | 24.48% (stronger) | 13.78% |
| Problem loans | 4.00% | 1.25% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.20% (stronger) | 0.84% |
| Loans ÷ deposits | 68.3% (stronger) | 88.6% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Vulcraft Employees Federal Credit Union has the higher TellerScore (71 vs 66). On the 5 directional measures above (where higher or lower is clearly better), Great Horizons Federal Credit Union leads on 3 and Vulcraft Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.