Side-by-side · Q2 2026 data
Great Meadow Federal Credit Union vs Parks Heritage Federal Credit Union
Credit union
Great Meadow Federal Credit Union
Hudson Falls, New York · Under $100 million in assets
Credit union
Parks Heritage Federal Credit Union
Glens Falls, New York · Under $100 million in assets
Metric by metric
| Measure | Great Meadow Federal Credit Union | Parks Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 90 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 81 | 91 (stronger) |
| Earnings | 54 | 66 (stronger) |
| Funding & liquidity | 89 | 94 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 40th | 89th |
| Total assets | $84.1M | $42.3M |
| Deposits / shares | $74.9M | $35.3M |
| Capital ratio | 10.38% | 16.62% (stronger) |
| Problem loans | 0.58% | 0.28% (stronger) |
| Net charge-offs | 0.56% | 0.26% (stronger) |
| Return on assets | 0.85% | 1.15% (stronger) |
| Loans ÷ deposits | 71.1% | 65.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.1% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Parks Heritage Federal Credit Union has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Great Meadow Federal Credit Union leads on 1 and Parks Heritage Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.