Side-by-side · Q2 2026 data
Great Oaks Bank vs Geovista Federal Credit Union
Metric by metric
| Measure | Great Oaks Bank | Geovista Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 60 |
| Capital cushion | 53 (stronger) | 37 |
| Loan quality | 97 (stronger) | 64 |
| Earnings | 77 (stronger) | 43 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 64th | 21st |
| Total assets | $422.0M | $247.2M |
| Deposits / shares | $374.4M | $224.6M |
| Capital ratio | 10.25% (stronger) | 8.68% |
| Problem loans | 0.10% (stronger) | 1.08% |
| Net charge-offs | -0.01% (stronger) | 1.11% |
| Return on assets | 1.42% (stronger) | 0.57% |
| Loans ÷ deposits | 73.2% | 44.6% (stronger) |
| Uninsured deposits | 27.4% | 2.6% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.7% | — |
Great Oaks Bank has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Great Oaks Bank leads on 5 and Geovista Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.