Side-by-side · Q2 2026 data
Great Plains State Bank vs Bank of Elgin
Metric by metric
| Measure | Great Plains State Bank | Bank of Elgin |
|---|---|---|
| TellerScore | 45 | 92 (stronger) |
| Capital cushion | 58 | 85 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 70 | 78 (stronger) |
| Problem-loan coverage | 42 | 100 (stronger) |
| Peer percentile | 4th | 92nd |
| Total assets | $392.0M | $87.3M |
| Deposits / shares | $340.5M | $74.7M |
| Capital ratio | 10.81% | 13.54% (stronger) |
| Problem loans | 4.14% | 0.00% (stronger) |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 1.11% | 2.34% (stronger) |
| Loans ÷ deposits | 90.5% | 76.7% (stronger) |
| Uninsured deposits | 15.0% (stronger) | 20.5% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
Bank of Elgin has the higher TellerScore (92 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Great Plains State Bank leads on 1 and Bank of Elgin on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.