Headquartered in Petersburg, Nebraska, Great Plains State Bank is a state-chartered bank with $392.0M in total assets and $340.5M in deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1920.
Based on its Q2 2026 filing, Great Plains State Bank scores 45/100, which we describe as below average. That is higher than only 4% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 135th. Its strongest component is funding & liquidity (70/100; 90% loans-to-deposits, 15% uninsured), and its lowest is loan quality (0/100; 4.14%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 8 points (53 → 45), mostly because the problem-loan coverage component weakened by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 58 |
| Q4 2024 | 62 |
| Q1 2025 | 74 |
| Q2 2025 | 53 |
| Q3 2025 | 48 |
| Q4 2025 | 54 |
| Q1 2026 | 47 |
| Q2 2026 | 45 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.07% |
| Q3 2024 | 11.39% |
| Q4 2024 | 11.33% |
| Q1 2025 | 11.44% |
| Q2 2025 | 11.61% |
| Q3 2025 | 11.97% |
| Q4 2025 | 11.77% |
| Q1 2026 | 11.98% |
| Q2 2026 | 10.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.17% |
| Q3 2024 | 1.73% |
| Q4 2024 | 1.27% |
| Q1 2025 | 0.21% |
| Q2 2025 | 2.36% |
| Q3 2025 | 3.09% |
| Q4 2025 | 2.26% |
| Q1 2026 | 3.62% |
| Q2 2026 | 4.14% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.70% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.71% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.88% |
| Q3 2025 | 0.88% |
| Q4 2025 | 0.90% |
| Q1 2026 | 0.78% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 45 | $392.0M | 10.81% | 4.14% | 1.11% | 90.5% |
| Q1 2026 | 47 | $378.3M | 11.98% | 3.62% | 0.78% | 91.8% |
| Q4 2025 | 54 | $369.1M | 11.77% | 2.26% | 0.90% | 100.3% |
| Q3 2025 | 48 | $377.6M | 11.97% | 3.09% | 0.88% | 93.4% |
| Q2 2025 | 53 | $374.0M | 11.61% | 2.36% | 0.88% | 91.8% |
| Q1 2025 | 74 | $380.4M | 11.44% | 0.21% | 0.81% | 87.2% |
| Q4 2024 | 62 | $362.6M | 11.33% | 1.27% | 0.71% | 94.5% |
| Q3 2024 | 58 | $376.3M | 11.39% | 1.73% | 0.72% | 89.8% |
| Q2 2024 | 65 | $361.1M | 12.07% | 1.17% | 0.70% | 94.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waypoint BankBank Cozad, NE | 75 out of 100, Strong | $391.5M | 10.9% | 0.59% | vs |
| First Westroads Bank, Inc.Bank Omaha, NE | 77 out of 100, Strong | $394.9M | 11.4% | 0.10% | vs |
| Lincoln FSB of NebraskaBank Lincoln, NE | 69 out of 100, Moderate | $387.3M | 11.7% | 0.46% | vs |
| Sandhills State BankBank North Platte, NE | 69 out of 100, Moderate | $382.8M | 8.4% | 0.16% | vs |
| Banner Capital BankBank Harrisburg, NE | 69 out of 100, Moderate | $379.8M | 11.0% | 1.31% | vs |
| First Nebraska BankBank Valley, NE | 75 out of 100, Strong | $371.4M | 10.3% | 0.23% | vs |
Deposit insurance
Is my money safe at Great Plains State Bank?
Yes. Great Plains State Bank is an FDIC-insured institution (FDIC certificate #14058). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.0% of deposits ($51.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
5 locations
Branches
Great Plains State Bank lists 5 offices in 4 cities. Most locations:
- Columbus, NE (2)
- Omaha, NE (1)
- Oneill, NE (1)
- Petersburg, NE (1)
HMDA 2025
Mortgage lending
In 2025, Great Plains State Bank reported 21 home-loan applications under HMDA (LEI 549300FIWDHCWQ3TFP96): 19 originated ($3,265,000 total), 1 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Great Plains State Bank
- Former names
- Petersburg State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 14058
- RSSD ID
- 733559
- Primary regulator
- FDIC
- Holding company
- Rae Valley Financials Inc
- Established
- December 4, 1920
- Headquarters
- 140 Main St, Petersburg, NE 68652
- Website
- www.gpsbanks.com
- Employees
- 47
Quick answers
Great Plains State Bank: common questions
Is Great Plains State Bank FDIC insured?
Yes. Great Plains State Bank is an FDIC-insured institution (FDIC certificate #14058). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Great Plains State Bank's TellerScore?
45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Great Plains State Bank ever failed?
There is no failure record for FDIC certificate #14058 in the FDIC failed bank list.
How many branches does Great Plains State Bank have?
5 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Petersburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of ElginBank Elgin, NE | 92 out of 100, Very strong | $87.3M | 13.5% | 0.00% | vs |
| Homestead BankBank Cozad, NE | 91 out of 100, Very strong | $537.0M | 18.6% | 0.20% | vs |
| First Bank and Trust of FullertonBank Fullerton, NE | 87 out of 100, Very strong | $108.3M | 14.2% | 0.00% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| Madison County BankBank Madison, NE | 85 out of 100, Very strong | $613.2M | 15.1% | 0.37% | vs |
| BankFirstBank Norfolk, NE | 85 out of 100, Very strong | $1.2B | 15.3% | 0.84% | vs |