Side-by-side · Q2 2026 data
Greater Centennial Federal Credit Union vs Urban Empowerment Federal Credit Union
Credit union
Greater Centennial Federal Credit Union
Mount Vernon, New York · Under $100 million in assets
Credit union
Urban Empowerment Federal Credit Union
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Greater Centennial Federal Credit Union | Urban Empowerment Federal Credit Union |
|---|---|---|
| TellerScore | 39 | 67 (stronger) |
| Capital cushion | 64 (stronger) | 58 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 50 | 100 (stronger) |
| Peer percentile | 3rd | 34th |
| Total assets | $256K | $352K |
| Deposits / shares | $225K | $170K |
| Capital ratio | 11.43% (stronger) | 10.83% |
| Problem loans | 12.81% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.98% (stronger) | -6.47% |
| Loans ÷ deposits | 27.3% | 8.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Urban Empowerment Federal Credit Union has the higher TellerScore (67 vs 39). On the 5 directional measures above (where higher or lower is clearly better), Greater Centennial Federal Credit Union leads on 2 and Urban Empowerment Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.