Side-by-side · Q2 2026 data
Greater Chautauqua Federal Credit Union vs High Point Federal Credit Union
Credit union
Greater Chautauqua Federal Credit Union
Falconer, New York · $100 million – $1 billion
Metric by metric
| Measure | Greater Chautauqua Federal Credit Union | High Point Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 64 | 93 (stronger) |
| Loan quality | 71 | 78 (stronger) |
| Earnings | 60 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 60th | 91st |
| Total assets | $102.3M | $430.1M |
| Deposits / shares | $90.5M | $371.9M |
| Capital ratio | 11.38% | 14.30% (stronger) |
| Problem loans | 0.88% | 0.67% (stronger) |
| Net charge-offs | 0.49% | 0.16% (stronger) |
| Return on assets | 1.01% | 1.39% (stronger) |
| Loans ÷ deposits | 48.3% (stronger) | 62.7% |
| Uninsured deposits | 1.4% (stronger) | 7.2% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Point Federal Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Greater Chautauqua Federal Credit Union leads on 2 and High Point Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.