Side-by-side · Q2 2026 data
Greater Chautauqua Federal Credit Union vs Next Step Federal Credit Union
Credit union
Greater Chautauqua Federal Credit Union
Falconer, New York · $100 million – $1 billion
Metric by metric
| Measure | Greater Chautauqua Federal Credit Union | Next Step Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 63 |
| Capital cushion | 64 (stronger) | 51 |
| Loan quality | 71 (stronger) | 43 |
| Earnings | 60 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 60th | 29th |
| Total assets | $102.3M | $107.6M |
| Deposits / shares | $90.5M | $98.9M |
| Capital ratio | 11.38% (stronger) | 10.07% |
| Problem loans | 0.88% (stronger) | 1.72% |
| Net charge-offs | 0.49% | 0.33% (stronger) |
| Return on assets | 1.01% | 1.20% (stronger) |
| Loans ÷ deposits | 48.3% | 36.8% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 3.5% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Greater Chautauqua Federal Credit Union has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Greater Chautauqua Federal Credit Union leads on 4 and Next Step Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.