Side-by-side · Q2 2026 data
Greater Kentucky CU, Inc. Credit Union vs Transcend Credit Union
Credit union
Greater Kentucky CU, Inc. Credit Union
Lexington, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Greater Kentucky CU, Inc. Credit Union | Transcend Credit Union |
|---|---|---|
| TellerScore | 65 | 83 (stronger) |
| Capital cushion | 67 | 84 (stronger) |
| Loan quality | 75 | 96 (stronger) |
| Earnings | 27 | 68 (stronger) |
| Funding & liquidity | 75 (stronger) | 69 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 30th | 83rd |
| Total assets | $86.5M | $588.3M |
| Deposits / shares | $75.8M | $473.2M |
| Capital ratio | 11.74% | 13.37% (stronger) |
| Problem loans | 0.76% | 0.13% (stronger) |
| Net charge-offs | 0.28% | 0.18% (stronger) |
| Return on assets | 0.17% | 1.19% (stronger) |
| Loans ÷ deposits | 84.9% (stronger) | 91.0% |
| Uninsured deposits | 12.8% | 9.8% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transcend Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Greater Kentucky CU, Inc. Credit Union leads on 1 and Transcend Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.