Side-by-side · Q2 2026 data
Greater State Bank vs Edinburg Teachers Credit Union
Metric by metric
| Measure | Greater State Bank | Edinburg Teachers Credit Union |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 98 (stronger) | 96 |
| Earnings | 70 (stronger) | 29 |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 61st | 77th |
| Total assets | $180.2M | $98.0M |
| Deposits / shares | $159.3M | $80.7M |
| Capital ratio | 11.05% | 22.59% (stronger) |
| Problem loans | 0.05% (stronger) | 0.12% |
| Net charge-offs | 0.05% (stronger) | 0.13% |
| Return on assets | 1.26% (stronger) | 0.23% |
| Loans ÷ deposits | 88.8% | 25.6% (stronger) |
| Uninsured deposits | 30.4% | 3.2% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Edinburg Teachers Credit Union has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Greater State Bank leads on 3 and Edinburg Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.