Side-by-side · Q2 2026 data
Greater Texas Federal Credit Union vs Community Resource Credit Union
Credit union
Greater Texas Federal Credit Union
Austin, Texas · $100 million – $1 billion
Metric by metric
| Measure | Greater Texas Federal Credit Union | Community Resource Credit Union |
|---|---|---|
| TellerScore | 54 | 75 (stronger) |
| Capital cushion | 23 | 60 (stronger) |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 37 | 78 (stronger) |
| Funding & liquidity | 71 | 71 |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 10th | 66th |
| Total assets | $995.4M | $929.5M |
| Deposits / shares | $906.8M | $818.5M |
| Capital ratio | 7.25% | 11.02% (stronger) |
| Problem loans | 0.53% | 0.47% (stronger) |
| Net charge-offs | 0.58% | 0.48% (stronger) |
| Return on assets | 0.44% | 1.44% (stronger) |
| Loans ÷ deposits | 89.3% | 88.9% (stronger) |
| Uninsured deposits | 7.6% (stronger) | 9.4% |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 59.8% | 44.2% |
Community Resource Credit Union has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Greater Texas Federal Credit Union leads on 1 and Community Resource Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.